Budget Worksheet

Use this Budget Worksheet to get a snapshot of your cashflow and monthly expenses
This exercise will help you ascertain where your spending lies, so you can adjust your finances if necessary, in order to attain your financial goals.

Have you completed your Goals Worksheet? If not, you may want to complete it before proceeding with the Budget Worksheet.
Click here to complete your Goals Worksheet

INCOME
NET INCOME Monthly Annually
Gross Salary
LESS CPF (Own Contribution)
TAKE HOME PAY
 
OTHER INCOME Monthly Annually
Interest from Fixed Deposit
Savings Interest
Dividends
Others
TOTAL OTHER INCOME
 
TOTAL INCOME (A)
 
EXPENDITURE
PERSONAL EXPENSES Monthly AnnuallyExpenditure %
Food & Groceries
Clothing
Laundry
Cosmetics / Toiletries
Hairdressing / Beauty Care
Dining Out
Entertainment - CDs, Movies, etc.
Medical
Others
TOTAL PERSONAL EXPENSES %
 
FAMILY EXPENSES Monthly AnnuallyExpenditure %
Groceries
Parent Support
Child Care
School Expenses
Others
TOTAL FAMILY EXPENSES %
 
HOUSING & UTILITIES Monthly AnnuallyExpenditure %
Mortgage Repayment (Cash)
Rent
Renovation Loan Repayment
Maintenance / Conservancy Charges
Property Tax / TV Licence
Telephone & Utilities
Others
TOTAL HOUSING & UTILITIES %
 
TRANSPORT Monthly AnnuallyExpenditure %
Car Loan Repayment
Road Tax / Motor Insurance
Petrol / Parking Fees
Maintenance & Repair
Others
TOTAL TRANSPORT %
 
INSURANCE Monthly AnnuallyExpenditure %
Hospital Insurance
Mortgage Insurance
Whole Life / Endowment (Cash)
Others
TOTAL INSURANCE %
 
REGULAR SAVINGS Monthly AnnuallyExpenditure %
Regular Savings Plan (Cash)
Others
TOTAL REGULAR SAVINGS %
 
INVESTMENT Monthly AnnuallyExpenditure %
Unit Trust
Shares
Others
TOTAL INVESTMENT %
 
MISCELLANEOUS Monthly AnnuallyExpenditure %
Income Tax
Gifts
Vacation / Travel
Other Loan Installments
Others
TOTAL MISCELLANEOUS %
 
TOTAL EXPENDITURE (B)
 
Total Cash Surplus/(Deficit) (A - B)


For a detailed financial check, please contact our Great Eastern Life Planner