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Others
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All Risks / Machine and
Equipment
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Covers accidental physical loss or destruction
or damage to property other than by an excluded cause. |
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Burglary |
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Covers loss of or damage to the insured property
or premises due to theft following actual forcible and violent entry
into the premises including any attempt thereat. |
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Consequential Loss |
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Covers loss of Gross Profit following the
interruption of business caused by fire or insured perils. |
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Contractors / Erection All Risks |
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Contractors All Risks insurance covers the
loss or damage to contract works and all other materials on site
as well as legal liability to third parties arising out of the performance
of a contract. |
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Directors' & Officers' |
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Provides indemnity for your directors and officers
against liability from any claim made arising from any negligence,
breach of duty or trust in their capacities as directors and officers
of your company. |
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Electronic Equipment |
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Covers electronic equipment such as computers
against unforeseen and sudden physical loss or damage from any cause
other than those specifically excluded in the policy. In addition
to the hardware, external data media and increased cost of working
can also be insured. |
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Errors & Omissions (MCST) |
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Covers the Insured against loss arising from
any wrongful act committed by the Insured in their capacity as members
of the Council of the Management Corporation. |
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Fidelity Guarantee |
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Covers any direct pecuniary loss sustained
by the employer resulting from fraudulent or dishonest acts of the
employees. |
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Fire |
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Covers loss, destruction or damage to property
insured arising out of fire, lightning and named perils. |
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Money |
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Covers the loss of money whilst the money is
on the business premises or in transit. |
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Personal Accident |
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Covers death or permanent disablement to the
insured person due to bodily injury resulting from an accident |
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Plate Glass |
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Covers the breakage of fixed glass in your
business premises |
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Public Liability |
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Covers your legal liability to third parties for accidental bodily
injury or loss of or damage to property whilst in the course of your
business operation. |
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Products Liability |
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Covers your legal liability to pay damages
in respect of bodily injury or death to any person or loss of or
damage to property caused by any goods sold, supplied, repaired,
altered, or treated in connection with your business. |
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Workmen's Compensation |
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Covers you for your liability under the Workmen's
Compensation Act or at Common Law to pay compensation to your employees
who suffer bodily injury or disease arising out of or in the course
of employment |
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You can make it work for you!
To find out more about how you can benefit from Commercial
General Insurance, please call your agent or email to general@oac.com.sg
(giving us your name and telephone no.). Alternatively, you may
contact our contact service officers at 6248 2608 (Mon - Fri, 9am
to 5pm).
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The
above is for general information only. It is not a contract of insurance.
Please refer to the policy document for the precise terms and conditions
of the insurance plan.
This policy is subject to the Payment Before Cover Warranty Clause,
which requires the premium to be paid and received on or before
the inception date of the policy and endorsement. |
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