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Smart Invest
Overview
Smart Invest is designed to give you full control over how you invest. Whether you choose to invest regularly, perform ad-hoc top-ups when opportunities arise, or to
stagger your lump sum and invest over a specific duration, Smart Invest gives you the flexibility to adjust and adapt your investing schedule to suit your needs.
Smart Invest feature three plan types, Regular Premium (RP), Single Premium (SP), Recurrent Single Premium (RSP) that you can select to suit your investment needs.
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Key Benefits
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Greater Investment Flexibility
Smart Invest provides you the flexibility to vary and adjust your investments according to your financial circumstances and cash flow needs. Enjoy the flexibility
to:
Smarter, Low Cost Way to Invest
Apart from the initial effective sales charges of 3%1 and fund management charges2, Smart Invest helps you maximize your returns by keeping investment cost to a
minimum. Create and Rebalance Your Investment Portfolio
As you move through different life stages, Smart Invest gives you the flexibility to review and rebalance your portfolio based on your evolving needs. You can
choose to invest into a whole suite of professionally managed investment-linked funds either through a single fund or have a combination of funds to meet your
varying needs.
Protect Your Investment against Unforeseen
Circumstances
By adding a waiver of premium rider to your Smart Invest RP plan, Great Eastern will pay all future premiums and ensure that your financial goals are not
compromised should you be diagnosed with critical illnesses.
Free Accidental Death coverage for downside protection
Whilst we all wish to always remain in the pink of health, we cannot prevent accidents from happening. The good news is that aside from helping you meet your needs,
Smart Invest also provides accidental death benefit coverage up to age 80 next birthday, giving you added peace of mind.
Guaranteed Acceptance
Smart Invest makes investing easy with guaranteed acceptance. No medical examination is required regardless of your health status as long as you fall within the
qualifying age ranges for the different plans.
1 Based on Bid-offer spread of 5% and allocation rate of 102.15% of premium invested.
2 Please refer to the product summary for fund management charges.
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The above
is for general information only. It is not a contract of insurance.
The precise terms and conditions of this insurance plan are specified
in the policy. Buying a life insurance is a long term commitment.
An early termination of a policy usually involves high costs, and
the surrender value payable may be less than the total premiums
paid.
In case of discrepancy between the English and Mandarin versions
of the brochure, the English version shall prevail.
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