Group Insurance Plans

The following Group Insurance plans may be tailored to meet the specific corporate requirements for employee benefits:

Group Yearly Renewable Term Life Assurance covering death, total and permanent disability (TPD), extended death/TPD or terminal illness due to any cause.

Group Living Assurance providing protection for the employees by covering them against 30 of the most common major illnesses.

Group Personal Accident Insurance covering accidents resulting in the death or disability of employees.

Group Hospital and Surgical Insurance meeting the expenses incurred when an employee is hospitalised for treatment or surgery due to illness or injury.

The following are Supplementary Contracts to the Group Hospital and Surgical Insurance:

	Group Major Medical Insurance meeting the expenses incurred which has exceeded the benefits payable under the Group Hospital and Surgical Insurance.
	Outpatient Specialist Consultation and Diagnostic X-Ray and Lab Test Extension meeting the expenses incurred by an employee for consultation, treatment and medication prescribed by a specialist.
	Group Maternity Benefit Insurance meeting the expenses incurred by a female employee for a delivery in a hospital.

Group SupremeCare providing comprehensive coverage right from Primary Care (General Practitioner(GP)), Outpatient Specialist visit up to Tertiary Care (Hospitalisation). By using our panel of clinics networks which comprise of GP and appointed restructured hospitals' specialist outpatient clinics, our insured members are able to enjoy treatment which are hassle and cash free.

Group Dental Care Benefit controlling the cost of expenses incurred when an employee visits a dental surgeon.

Group Long Term Disability providing financial protection for loss of income by an employee due to ill health or incapacity, and being totally unable to engage in his/her occupation.