Critical
Illness Coverage Overview Critical Illness Coverage is a sound solution for meeting
hefty expenses arising from critical illness.
A guaranteed lump-sum payout upon diagnosis can go a long way
in helping to defray the costs of long-term medical treatment
and recovery. It makes sense to be well prepared because a critical
illness can strike anyone at any time.
The above is for
general information only. It is not a contract of insurance. Please
refer to the policy document for the precise terms and conditions
of the insurance plan.
Buying a life insurance policy is a long-term commitment. An early
termination of the policy usually involves high costs and the surrender
value payable may be less than the total premium paid.
It is usually detrimental to replace an existing accident and health
insurance policy with a new one. A penalty may be imposed for early
policy termination and the new policy may cost more or have less
benefits at the same cost.
In the case of discrepancy between the English and Mandarin versions
of the brochure, the English version shall prevail.