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TotalShield Overview
TotalShield offers you the comfort of full medical coverage by filling in the gaps of your existing Shield cover. It works effectively as a standalone hospitalisation plan to help you take care of your out-of-pocket expenses incurred through the deductible and co-insurance portions of any Shield plan.
Comprehensive Extra Benefits
Not only does TotalShield take care of the deductible and co-insurance portions of your Shield plan, it is also a highly comprehensive plan packed with extra benefits
including Get Well Benefit, Ambulance Services and Emergency Accidental Outpatient Treatment.
Lifetime Guaranteed Renewability
Similar to SupremeHealth, TotalShield comes with lifetime guaranteed renewability. This means that you can renew your policy, even if you have made claims against it.
Wide Medical Coverage
To complement your Shield plan, TotalShield also covers areas such as pregnancy complications, congenital diseases, stem cell as well as organ transplants, and even
confinement in community hospitals, to help ease the financial distress of such medical problems.
Extra Cash for Ward Downgrade
Get up to $250^ a day for each day that you are admitted to a lower ward class than the ward class that you are entitled to.
Child and Renewal Discounts
To ensure that you enjoy the most comprehensive medical coverage year after year, we are extending you a 5% discount annually from the second year onwards. If you wish to
have your child covered as well, we will also take 10% off his / her first year policy premium.
Exclusive 20% Premium Discount
You will enjoy a lifetime 20% premium discount as long as you are also covered under our SupremeHealth (As-Charged) Plan.
^Foreigner (Non-Singapore Permanent Residents) will be extended a different scale.
How TotalShield Works
David had to undergo a major surgery for a serious condition. He was warded for 18 consecutive days in a one-bedded ward of a local private hospital for the surgery. The
total bill came up to $25,000.
David is insured under SupremeHealth P Plus (As-Charged) and TotalShield Platinum Plan. This is how much he will be reimbursed.
 In addition, David will receive reimbursement of expenses
incurred for Ambulance Services as well as a lump sum of $500 Get Well Benefit.
TotalShield Plus Rider
Traveling overseas for work or leisure has become part of our urban lifestyle.
Most medical and hospitalisation plans, including MediShield, only cover the home country. To ensure that you are adequately covered no matter where you are, you need to
enhance your cover with TotalShield Plus Rider.
Full Cover for ASEAN Region
There is a growing trend for overseas postings to ASEAN countries, such as Malaysia and Thailand. TotalShield Plus Rider gives you full cover should an unfortunate event
occur when you’re in any of the ASEAN countries, whether you are out-stationed for work or for leisure.
Extra Benefits with Discounted Premiums Especially for SupremeHealth (As-Charged) Lives Assured
Enjoy your SupremeHealth (As-Charged) coverage even if you are overseas. What’s more, as our loyal customer, you will enjoy an exclusive 20% premium discount!
Emergency Assistance Services
For Advance Plan policyholders, you can also benefit from the services of our services provider whenever you need medical advice or emergency medical assistance while you
are overseas.
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