Terms and Conditions: 1. Only Great Eastern Life and OAC Singapore Policyholders who have an e-Connect account are eligible for the lucky draw. 2. Great Eastern’s staff, life planners and their family members are not eligible for the lucky draw. 3. Policyholders must log on to e-Connect and update their contact details to qualify for the lucky draw. Policyholders must ensure that their contact details are valid. Each policyholder is entitled to one lucky draw chance regardless of the number of updates. 4. Last date of submission is 31 Aug 2009. The draw will be conducted before 30 Sep 2009. 5. Details of the Cruise Package Sailing dates: 23 Nov 2009 / 14 Jan 2010 Type of Cabin: Oceanview Stateroom (Category I) 6. Port charges & gratuities are included in the lucky draw prize. 7. Prizes are not exchangeable for cash. 8. Any upgrade on the cruise package will be borne by the winner. 9. The winner will be notified via phone and e-mail. 10. Great Eastern reserves the right to change any of these terms and conditions from time to time without notice.