LifeSecure
LifeSecure is the first plan of its kind in Singapore that
helps to provide for your basic needs with regular monthly
benefit payouts for life when disability sets in. The regular
monthly benefit payouts can then be used to supplement
the cost of treatment and specialised home care, which
can set you back by as much as $3,000# a month. With a
load off your mind, you and your family can now focus on
the road to recovery.
Key Benefits:
Receive regular monthly benefits for life
In the event of a disability, LifeSecure will help to
sustain your lifestyle by providing regular monthly benefits. This can
help to cover the costs of special aids and equipment, home modifications
to aid mobility as well as long term disabled care at home or in the hospital.
LifeSecure complements your existing disability
plans by providing monthly benefits for life as long
as the disability is total and permanent or a person
requires assistance to perform at least two of these
Activities of Daily Living (ADLs): bathing, dressing,
feeding, mobility, toileting and transferring.
Affordable premiums from as low as $0.25*a day
Whether you are taking up LifeSecure as a stand-alone plan or as a rider
attached to your existing Great Eastern whole life plans, our wide range
of protection benefits starts from as little as $0.25*a day
for monthly benefits of $1,000 and premiums continue to be level throughout
your policy term, making it truly affordable.
Out-of-school disability benefit for your
school-going child
LifeSecure provides for your child of school-going
age between 7-16^ years old who needs to be
confined at home or in a hospital due to a disability.
You will receive an additional monthly benefit of
$500** on top of the monthly benefit insured for
your child. This helps to sustain your child's specialised
needs, such as the cost of treatment, the hiring of
domestic help and even for home tuition fees.
Waiver of future premiums
Future premiums will be waived when you start
receiving the monthly benefits payouts, which
helps to ease your financial worries as you focus
on recuperation.
Receive payback benefit upon a successful claim
Following a deferment~ period, you will receive
a lump sum payment of 3 times the monthly benefit
or 6 times the monthly benefit insured.
Death benefit of 3X monthly payout for
stand-alone plans
A lump sum death benefit of 3 times the
monthly payout will be payable if death of the
life insured occurs during the coverage term.
Enjoy relief with greater financial support in the event
of a disability with LifeSecure!
# Source: www.minghomenursing.com
* Based on a male aged 20 years at next birthday under
a LifeSecure Rider plan with coverage and premium payment
term up to age 65.
^ All ages stipulated refer to age at next birthday.
** The out-of-school benefit ends when the life assured
attains age 16, and is subject to a minimum of
12 monthly installments.
~ Period of 90 days or 180 days starting from the claim date,
during which no benefit is payable.
Product Enquiry
Download Product Brochure
Disclaimer
This brochure is for general information only. It is not a
contract of insurance. The precise terms and conditions
of this insurance plan are specified in the policy contract.
Buying a life insurance policy is a long-term commitment.
An early termination of the policy usually involves high
costs and the surrender value payable, if any, may be less
than the total premiums paid.
It is usually detrimental to replace an existing accident and
health policy with a new one. A penalty may be imposed
for early policy termination and the new policy may cost
more or have less benefits at the same cost.
The product investment risk of this plan is classified as
not applicable.
In case of discrepancy between the English and Chinese
versions of the brochure, the English version shall prevail.
Information correct as at 22 June 2011.
