
SupremeHealth Plan
There is no compromise when it comes to your family's health and medical
needs. SupremeHealth is your ideal solution to shield against hefty hospitalisation
bills.
Not only does it offer a guaranteed lifetime cover, it also reimburses
your hospital bills up to the amount charged to alleviate your financial
burden.
Wider Coverage, A Lifetime of Assurance
SupremeHealth provides benefits of up to $500,000 per policy year. Unlike
many hospitalisation plans, it also covers pregnancy complications, congenital
conditions, stem cell and organ transplants to give you peace of mind
when you need it most.
Be Reimbursed Up To the Amount Charged
SupremeHealth reimburses your medical bills up to the amount charged, be it Intensive Care Unit charges, Pre-Hospital Specialist's Consultation, Surgery or Post-Hospital Follow-up Treatment. With SupremeHealth, you may not need to bear any hospitalisation expenses, other than the regulatory deductible and co-insurance portions.
Coverage for Living Organ Donors
When you donate your organ (kidney/liver) to your family member, your hospitalisation bills for the transplant will be covered by SupremeHealth. Hence, your gift of love can be passed on without any financial obstacles.
Protection for Your Child, More Savings for You
SupremeHealth insures your entire family, including your children. If you and your child (age below 19 years on next birthday) are insured under the P Plus, A Plus or B Plus plan, you can enjoy 10% off the first year premium on your child's policy.
Why SupremeHealth?
- Guaranteed lifetime cover.
- Receive up to $500,000 reimbursement per policy year.
- Premiums payable through Medisave1.
- Provides coverage for Confinement in Community Hospital upon referral from the discharged hospital.
- Enjoy 5% Renewal Discount every year regardless of your claim status from the 2nd year onwards.
SupremeHealth is clearly a comprehensive hospitalisation Shield plan to ensure that your hard-earned money is not wiped out when sickness strikes. Don't delay! Call your Great Eastern Life Planner now and be shielded from hefty hospitalization bills.
1 Maximum Medisave allowed for premium payment is $800 per policy per annum. For Lives Assured 81 years and above, the Medisave limit is increased to $1,150 per policy per annum.
Benefit Table - SHP P Plus, A Plus and B Plus
| BENEFIT TABLE (All amounts in S$) | ||||
|---|---|---|---|---|
| Plan Type | SHP P Plus | SHP A Plus | SHP B Plus† | |
| HOSPITALS/ WARDS ENTITLEMENT | Private Hospitals | Restructured Hospitals, Class A Wards |
Restructured Hospitals, Class B1 Wards |
|
| EXPENSE ITEM | AMOUNT LIMIT | AMOUNT LIMIT | AMOUNT LIMIT | |
| 1. INPATIENT BENEFITS | ||||
| Room & Board | As Charged | As Charged | As Charged | |
| Intensive Care Unit(ICU) | As Charged | As Charged | As Charged | |
| Miscellaneous Hospital Services | As Charged | As Charged | As Charged | |
| Daily In-Hospital Physician's Visit | As Charged | As Charged | As Charged | |
| Pre-Hospital Specialist's Consultation(within 90 days before hospitalisation) | As Charged | As Charged | As Charged | |
| Examination and Laboratory Tests (during/within 90 days before hospitalisation) | As Charged | As Charged | As Charged | |
| Post Hospital Follow-up Treatment (within 90 days from hospital discharge) | As Charged | As Charged | As Charged | |
| Accidental Dental Treatment | As Charged | As Charged | As Charged | |
| Surgery | As Charged | As Charged | As Charged | |
| Surgical Inplants/ Approved Medical Consumables | As Charged | As Charged | As Charged | |
| Gamma Knife | As Charged | As Charged | As Charged | |
| Confinement in Community Hospital | $325 per day | $300 per day | $275 per day | |
| 2. FINAL EXPENSES BENEFITa | ||||
| $7,000 | $6,000 | $3,600 | ||
| 3. OUTPATIENT BENEFITS | ||||
| Erythropoietin | As Charged | As Charged | As Charged | |
| 1)Cyclosporin; or 2)Tacrolimus; or 3)Other immounosuppressants prescribed for treatment of organ transplants |
As Charged | As Charged | As Charged | |
| Kidney Dialysis | As Charged | As Charged | As Charged | |
| Cancer Treatment; Radiotherapy, Chemotherapy, Immunotherapy & Sterotactic Radiotherapy |
As Charged | As Charged | As Charged | |
| 4. OTHER BENEFITS | ||||
| Emergency Medical Treatment outside Singapore | As Charged (But limited to Singapore Private Hospital charges) |
As Charged (But limited to Singapore Restructured Hospitals, Class A Ward charges) |
As Charged (But limited to Singapore Restructured Hospitals, Class B1 Ward charges) |
|
| PRO-RATION FACTORb | ||||
| Pro-ration factor to apply to Private Hospital charges | NA | 70% | 50% | |
| Pro-ration factor to apply to Restructured Hospital, Class A Wards charges | NA | NA | 80% | |
| DEDUCTIBLEc | ||||
| Per Period of Insurance (up to age 85 years next birthday on Renewal Date) |
Ward/Hospital C:$1,000 B2:$1,500 B1:$2,000 A:$3,000 Private Hospital(all ward types) and Hospitals outside Singapore:$3,000 Day Surgery:$3,000 |
Ward/Hospital C:$1,000 B2:$1,500 B1:$2,000 A:$3,000 Private Hospital(all ward types) and Hospitals outside Singapore:$3,000 Day Surgery:$3,000 |
Ward/Hospital C:$1,000 B2:$1,500 B1:$2,000 A:$3,000 Private Hospital(all ward types) and Hospitals outside Singapore:$3,000 Day Surgery:$2,000 |
|
| Per Period of Insurance (above age 85 years next birthday on Renewal Date) |
Ward/Hospital C:$1,500 B2:$2,250 B1:$3,000 A:$4,000 Private Hospital(all ward types) and Hospitals outside Singapore:$4,000 Day Surgery:$4,000 |
Ward/Hospital C:$1,500 B2:$2,250 B1:$3,000 A:$4,000 Private Hospital(all ward types) and Hospital outside Singapore:$4,000 Day Surgery:$4,000 |
Ward/Hospital C:$1,500 B2:$2,250 B1:$3,000 A:$4,000 Private Hospital(all ward types) and Hospital outside Singapore:$4,000 Day Surgery:$3,000 |
|
| CO-INSURANCE | ||||
| 10% | 10% | 10% | ||
| LIMITS ON BENEFITS PAYABLE | ||||
| In-hospital Psychiatric Treatment | $6,000 per Period of Insurance | $5,000 per Period of Insurance | $2,000 per Period of Insurance | |
| Living Organ Donor Transplant(kidney/liver)d | $50,000 per Transplant | $30,000 per Transplant | $20,000 per Transplant | |
| Annual Benefit Limit | $500,000 | $350,000 | $200,000 | |
| Lifetime Benefit Limit | Unlimited | Unlimited | Unlimited | |
† For Singapore citizens only.
a If the Life Assured dies during Hospitalisation or after discharge from Hospital, the Deductible and Co-insurance will be waived up to the limit stated.
b Proportion of the total of Eligible Expenses incurred in the Hospital / Ward stated may be reimbursed. It does not apply to the Expenses incurred in a Restructured Hospital for the following treatment provided to the Life Insured on an outpatient basis: Kidney Dialysis Treatment, Cancer Treatment, Erythropoietin or Cyclosporin / Tacrolimus or Other immunosuppressants prescribed for treatement of organ transplant.
c Does not apply to Outpatient Benefits.
d The recipient must be a family member (parents, siblings, children or spouse) of the Life Assured.
Premium Table - SHP P Plus, A Plus and B Plus
| Age Group | SupremeHealth Premium Rates | |||||
|---|---|---|---|---|---|---|
| First Year Premium | Renewal Year Premium^ | |||||
| P Plus (S$) | A Plus (S$) | B Plus (S$) |
P Plus (S$) |
A Plus (S$) | B Plus (S$) |
|
| 1-18 | 148.11 | 95.11 | 89.27 | 140.70 | 90.35 | 84.80 |
| 19-30 | 166.28 | 105.56 | 101.57 | 157.96 | 100.28 | 96.49 |
| 31-40 | 217.44 | 164.46 | 128.09 | 206.56 | 156.23 | 121.68 |
| 41-50 | 431.70 | 327.96 | 235.38 | 410.11 | 311.56 | 223.61 |
| 51-60 | 791.76 | 574.47 | 464.90 | 752.17 | 545.74 | 441.65 |
| 61-65 | 1,144.65 | 895.21 | 732.72 | 1,087.41 | 850.44 | 696.08 |
| 66-70 | 1,743.06 | 1,336.98 | 1,005.88 | 1,655.90 | 1,270.13 | 955.58 |
| 71-73 | 2,414.66 | 1,823.50 | 1,325.97 | 2,293.92 | 1,732.32 | 1,259.67 |
| 74-75 | 2,835.44 | 2,163.92 | 1,557.36 | 2,693.66 | 2,055.72 | 1,479.49 |
| 76-78# | N.A | N.A | N.A | 3,745.91 | 2,762.21 | 2,072.29 |
| 79-80# | N.A | N.A | N.A | 3,894.20 | 2,884.36 | 2,130.55 |
| 81-83# | N.A | N.A | N.A | 4,657.34 | 3,330.86 | 2,472.40 |
| 84-85# | N.A | N.A | N.A | 5,361.81 | 3,840.70 | 2,852.60 |
| 86-88# | N.A | N.A | N.A | 5,560.21 | 4,059.08 | 2,935.12 |
| 89-90# | N.A | N.A | N.A | 5,834.68 | 4,114.60 | 3,023.58 |
| 91-93# | N.A | N.A | N.A | 6,253.47 | 4,411.50 | 3,243.12 |
| 94-95# | N.A | N.A | N.A | 6,881.66 | 4,853.24 | 3,574.52 |
| 96-98# | N.A | N.A | N.A | 7,302.50 | 5,150.80 | 3,794.07 |
| 99-100# | N.A | N.A | N.A | 7,930.70 | 5,594.87 | 4,123.41 |
# For Renewal only.
^ Renewal Premiums are inclusive of 5% discount on supremeHealth gross premium.
The above premium rates are inclusive of 7% GST.
The above premium rates are not guaranteed and may be increased at policy renewal at the full discretion of the company.
Age stipulated refer to age at next birthday.
* Terms and conditions apply
For more information on TotalShield and TotalShield Plus Rider, please click here.



